International Insurance
General Information
All international students must have health insurance while studying at 独家爆料. Once registered for classes, the Student Health Insurance Plan (SHIP) will be automatically provided to you and it will be added to your tuition fees.
Medical Services
Whenever you are in need of medical attention make sure you follow the guidelines provided in the information below as this can help reduce costs significantly.
How to Find a Doctor
Use an in-network (PPO) doctor whenever possible. Note: You are not required to see in-network doctors; however, if you choose to see a doctor who is not an in-network provider, you will have to pay 40% of Usual and Reasonable charges.
To find an in-network provider, follow these instructions:
- Go to and click 鈥淔ind a Doctor鈥 in the upper- right corner.
- Click on link that reads, 鈥淧lans through your employer or school.鈥
- Under 鈥淪earch Location鈥 enter your city and state or ZIP code.
- Under 鈥淪elect a Plan鈥 choose 鈥淧ICK.鈥 Expand the Medical Plans option and select 鈥淧PO鈥 then click on 鈥淐hoose.鈥 Click 鈥淪earch.鈥
- Select a doctor from the list. Phone the doctor鈥檚 office to make an appointment.
- Tell them you have Cigna鈥檚 PPO Network.
Coverage
Please note the following levels for coinsurance, deductibles, copays, and other costs of this coverage.
|
CIGNA HEALTHCARE PPO |
NON-PPO |
---|---|---|
Deductible |
None |
$50 pp, per policy year |
Covered Percentage |
100% of preferred allowance |
60% of usual and customary charges, after deductible |
Office Visit Co-pay |
$25 per visit |
$25 per visit |
Urgent Care Co-pay |
$25 per visit |
$25 per visit |
Emergency Room Co-pay |
$250 per visit (waived if admitted to the hospital) |
$250 per visit (waived if admitted to the hospital) |
Prescription Drugs |
Paid at 65% per prescription (up to 31 day supply) |
65% of usual and customary charges, after deductible |
Out-of-Pocket Maximum |
$6,350 per person, per policy year/ $12,700 per family per policy year |
No maximum |
Important Resources
To create your Insurance Account
- Visit .
- Select Maricopa Community College District and the International Student Health Insurance plan from the dropdown menus. click "View Your Plan."
- On your school's web page, click the icon that says "Insurance ID Card" to be redirected to the Member Portal.
- If you have already created an account, sign in with your student email address and password.
- If you do not already have an account, click "Create Account" in the upper right corner.
- Fill in your name, date of birth, student email address, and student ID number (starts with 3).